PLAN A TRIP
Insurance, theft prevention and storage
Check what is actually covered and reduce predictable theft risks at home, in vehicles and on trips.
Reviewed · General UK planning guidance · Check current operator and manufacturer information
Insurance questions
Cover varies by policy and circumstance.
- Check theft away from home, accidental damage, public liability and personal accident separately.
- Confirm exclusions for racing, uplift parks, overseas travel and unattended vehicles.
- Record serial numbers, receipts, photographs and component upgrades.
At home and away
Use layered security rather than hiding alone.
- Lock the bike through the frame to a solid anchor with the policy-required lock.
- Avoid leaving bikes visible in a vehicle; verify overnight and roof-rack conditions.
- Do not advertise an empty home through public ride posts or predictable storage photos.
If a bike is stolen
Fast, accurate reporting improves the chance of identification.
- Report the theft to police and obtain a crime reference number.
- Notify the insurer within its required timeframe and preserve evidence.
- Share the serial number and distinctive features; do not confront a suspected seller.
Useful official guidance
Rules, conditions and services change. Use these sources and the relevant venue’s current information before relying on a plan.
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